Terms and Conditions

Last updated: April 15, 2025

1. Introduction

Welcome to AXK Omni. These Terms and Conditions govern your use of our website, mobile applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and Conditions.

Please read these Terms and Conditions carefully before using our Services. If you do not agree with any part of these terms, you may not access or use our Services.

2. Definitions

Throughout these Terms and Conditions:

  • "AXK Omni," "we," "us," and "our" refer to AXK Omni Inc., its subsidiaries, affiliates, officers, directors, employees, agents, and contractors.
  • "You" and "your" refer to the individual or entity accessing or using our Services.
  • "Services" refers to all products, applications, websites, content, features, and services offered by AXK Omni.
  • "Account" refers to the user account you register and maintain to access and use our Services.
  • "Digital Assets" refers to cryptocurrencies, tokens, stablecoins, and other digital assets supported by our platform.
  • "Transaction" refers to any transfer, exchange, purchase, sale, or storage of fiat currency or Digital Assets using our Services.

3. Account Registration

To access certain features of our Services, you must register for an account. When registering for an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet all eligibility requirements.

You agree to promptly notify us of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

4. Services

AXK Omni provides a digital wallet and payment platform that allows users to store, manage, send, receive, and exchange various currencies and Digital Assets. Our Services may include, but are not limited to:

  • Digital wallet services for storing and managing fiat currencies and Digital Assets
  • Payment processing services for sending and receiving funds
  • Currency exchange services for converting between different fiat currencies and Digital Assets
  • Integration with merchant payment systems for point-of-sale transactions
  • Financial management tools and services

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without prior notice or liability.

5. Payment Terms

Certain Services may require payment of fees. All fees are stated in the applicable Service description or at the time of purchase. We reserve the right to change our fees at any time with notice to users.

When conducting Transactions through our platform, you acknowledge and agree to the following:

  • Transactions may be subject to network fees, exchange rates, and our service fees
  • Exchange rates for currencies and Digital Assets fluctuate and are set by us based on market conditions
  • Once submitted, Transactions cannot be reversed or canceled except in limited circumstances at our discretion
  • Transaction times may vary based on network conditions and verification requirements
  • You are responsible for ensuring the accuracy of all Transaction details, including recipient information and amounts

6. Privacy and Data

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms and Conditions by reference, explains how we collect, use, and protect your personal information. By using our Services, you consent to the data practices described in our Privacy Policy.

We may be required to share your information with law enforcement, regulatory authorities, or other third parties to comply with legal obligations, prevent fraud, or protect our rights or the rights of others.

7. User Restrictions

When using our Services, you agree not to:

  • Violate any applicable laws, regulations, or third-party rights
  • Use our Services for any illegal purpose, including money laundering, financing of terrorism, or fraudulent activities
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Interfere with or disrupt the integrity or performance of our Services
  • Circumvent any technological measures implemented to protect our Services
  • Use our Services to transmit any material that contains viruses, trojan horses, or other harmful code
  • Copy, modify, distribute, sell, or lease any part of our Services without our permission
  • Use automated systems or software to extract data from our Services

We reserve the right to suspend or terminate your access to our Services if we reasonably believe you have violated these restrictions.

8. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are the exclusive property of AXK Omni or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for their intended purposes. This license does not include the right to:

  • Modify or copy our materials
  • Use our materials for any commercial purpose or for any public display
  • Attempt to decompile or reverse engineer any software contained in our Services
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT:

  • OUR SERVICES WILL MEET YOUR REQUIREMENTS
  • OUR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
  • THE RESULTS OBTAINED FROM THE USE OF OUR SERVICES WILL BE ACCURATE OR RELIABLE
  • THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED THROUGH OUR SERVICES WILL MEET YOUR EXPECTATIONS
  • ANY ERRORS IN OUR SERVICES WILL BE CORRECTED

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR SERVICES IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AXK OMNI, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE OUR SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

11. Indemnification

You agree to defend, indemnify, and hold harmless AXK Omni, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of our Services, including, but not limited to, any use of our content, services, or products other than as expressly authorized in these Terms and Conditions or your use of any information obtained from our Services.

12. Term and Termination

These Terms and Conditions shall remain in full force and effect while you use our Services. We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms and Conditions.

Upon termination, your right to use our Services will immediately cease. If you wish to terminate your account, you may simply discontinue using our Services or contact us to request account deletion.

All provisions of these Terms and Conditions which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Modifications

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. We will provide notice of any changes by posting the updated terms on our website or within our mobile applications. Your continued use of our Services after any such changes constitutes your acceptance of the new Terms and Conditions.

We encourage you to review these Terms and Conditions periodically for any changes. Changes to these Terms and Conditions are effective when they are posted on this page.

14. Governing Law

These Terms and Conditions and your use of our Services shall be governed by and construed in accordance with the laws of [Jurisdiction], without giving effect to any choice or conflict of law provision or rule.

15. Dispute Resolution

Any dispute arising out of or relating to these Terms and Conditions or our Services shall first be attempted to be resolved through good faith negotiations. If such dispute cannot be resolved through negotiations, it shall be submitted to binding arbitration in accordance with the rules of [Arbitration Body].

The arbitration shall take place in [City, Country] and shall be conducted in the English language. The decision of the arbitrator shall be final and binding on both parties.

Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights or to prevent unauthorized use of our Services in any court of competent jurisdiction.

16. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

  • Email: legal@axkomni.com
  • Mailing Address: AXK Omni Inc., Kigali, Rwanda
  • Phone: +250 782 650 383